Updated: 27 December 2025

About StatePension.org

Our Mission

StatePension.org exists to provide free, accurate, and independent information about the UK State Pension. We believe everyone should have access to clear, trustworthy guidance about their pension entitlements without navigating complex government websites or paying for advice.

What We Do

We provide:

  • Free calculators to help you estimate your State Pension age and entitlement
  • Comprehensive guides explaining how the State Pension system works
  • Up-to-date information about rates, rules, and policy changes
  • Plain-English explanations of complex pension concepts
  • Step-by-step instructions for checking your forecast and claiming your pension

Editorial Policy

We maintain strict editorial standards to ensure accuracy and trustworthiness:

Accuracy & Research

  • All factual information is verified against official government sources (GOV.UK, DWP, HMRC)
  • We cite our sources and provide links to original government documentation
  • We regularly review and update content to reflect legislative changes
  • Each page displays a "Last Updated" date

Independence

  • We are completely independent and not affiliated with any government department or commercial organization
  • We do not sell products or services
  • We do not receive payment from third parties for recommendations or links
  • Our calculators and tools are free to use with no registration required

Transparency

  • We clearly distinguish between facts and opinions
  • We disclose any limitations or assumptions in our calculators
  • We provide clear disclaimers that our content is educational, not financial advice
  • All sources are documented in our SOURCES.md file

Plain Language

  • We avoid jargon and explain technical terms clearly
  • We provide a glossary for pension-specific terminology
  • We use examples and real-world scenarios to illustrate concepts

What We're NOT

It's important to understand what StatePension.org is not:

  • Not a government website: We are an independent resource, not affiliated with HM Government, DWP, or HMRC
  • Not financial advice: We provide information and tools, but cannot give personalized financial advice
  • Not a replacement for official checks: Always verify your entitlement with the official State Pension forecast service
  • Not comprehensive: State Pension rules are complex, and individual circumstances vary
Important: For official information and to claim your State Pension, always use the official government services at GOV.UK. For personalized financial advice, consult a regulated financial adviser.

Content Maintenance

The State Pension system changes periodically through:

  • Annual uprating (usually announced in the Autumn Budget)
  • Legislative changes to pension age or qualifying criteria
  • Updates to National Insurance contribution rates

We review and update our content following:

  • The annual uprating announcement (autumn)
  • Implementation of rate changes (April each year)
  • Significant policy announcements
  • User feedback identifying errors or outdated information

Data & Privacy

StatePension.org respects your privacy:

  • No tracking: We do not use analytics, cookies, or tracking tools
  • No data collection: Our calculators run entirely in your browser; we do not store your inputs
  • Local storage only: We only use localStorage to remember your dark mode preference
  • No accounts: You do not need to register or create an account

Read our full Privacy Policy for details.

Open Source

This website is built as a static site with no backend dependencies. The code, content, and sources are available for review and verification.

Feedback & Corrections

If you spot an error, have a suggestion, or would like to request additional content, please contact us. We take accuracy seriously and will investigate and correct any errors promptly.

Funding & Sustainability

StatePension.org is operated as a public information resource. The site has minimal running costs (hosting and domain) and does not display advertisements or collect user data for commercial purposes.

Acknowledgments

While this site is independent, we rely on official government sources including:

  • GOV.UK State Pension pages
  • Department for Work and Pensions (DWP) publications
  • HM Revenue & Customs (HMRC) guidance
  • House of Commons Library research briefings
  • MoneyHelper guidance

We are grateful to these organizations for making official information publicly accessible.

Get Started